When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you’ve dealt with other people’s money. They find this information in your credit report.Your credit is reported to three main credit bureaus and these bureaus then rate you. If you are planning to apply for credit, it would seem that knowing what is being said about you would be a good idea. This way, you can take care of any problems and be aware of them before you begin.It’s EasyGetting your hands on your credit report is easy. All you need to do is call the number of the credit bureau and follow their directions:Equifax Options P.O. Box 740123 Atlanta, GA 30374-0123 http://www.equifax.comExperian Consumer Opt Out P.O. Box 919 Allen, TX 75013 http://www.experian.comTrans Union Name Removal Option P.O. Box 97328 Jackson, MS 39288-7328 http://www.transunion.comHowever, it is even easier to do online. Simply go to the listed website and get started. Here are a few things you will need:# Full name – this includes middle, maiden, Jr., Sr., and III, etc# Social Security number – you… Read full this story
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