Fight back against increases in the state pension age and retire up to eight years early with Telegraph Money’s ultimate guide to bridging the retirement gap. The state pension may not be falling in value – it is “triple-locked” (at least for now) to rise in line with the highest of inflation, earnings increases or 2.5pc – but it is getting further out of reach. For decades the rules were static: men received the pension at age 65 and women at 60. Not any more. Women born in the Fifties must wait until at least 65, and by the end of the year the state pension age will be 66 for both sexes. For younger people it will be 67 or 68 and the Government has not ruled out more increases should life expectancy continue to rise. We are working longer as a result, with a record 1.2 million – more than 10pc – of over‑65s employed, double the number when records began in 1992. Only half are still employed by choice, however. Luckily, a rising state pension age need not be a barrier to retiring as you originally planned if steps are taken now. You can withdraw money from… Read full this story
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