Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. … [Read more...] about Why Car Insurance Is More Expensive For New Car Models?
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Set higher deductible levels. Collision and comprehensive coverage require deductibles before paying the claim. A high deductible means more financial responsibility and lower premiums. The trick here is to find a deductible that can be easily paid when making a claim. Avoid buying useless medical coverage. Buying PIP and Medicare car coverage is not crucial if the policyholder has a solid health insurance plan. Just buy the minimum PIP if required by the state. Make a list of all available discounts provided by the insurer. Each insurance company provides a series of discounts. Ask an insurance representative to provide a list of available discounts and prerequisites for each of them. The most common discounts include low mileage, safety gear, multi-car insurance, loyalty, and no-claim bonus. Notify the insurance provider about major life changes. The insurance company may not be aware … [Read more...] about Top Strategies For Getting Cheap Car Insurance Premiums
Find out for how long a driver can be considered a high-risk. Depending on the reason why someone is seen as a high-risk driver, this status will remain active for a period that is between several months and a few years. Drivers can be considered high-risk for various reasons. This status is usually obtained by drivers that have several traffic tickets, drivers that were at-fault in one or more accidents, or drivers convicted for DUI. To be promoted to the standard-risk, drivers will have to maintain a clean driving record for at least three years. Research more about all factors that can determine a driver to be labeled high-risk. Drivers can be considered high-risk from other reasons that are not related to their driving records. Drivers that own expensive vehicles like muscle cars, limousines, or exotic sports cars are considered high-risk even if they are not bad drivers. Persons that have poor credit scores are seen as high-risk for their increased chance of filing a claim. The … [Read more...] about Car Insurance Guide – How To No Longer Be Considered A High-Risk Driver
Young drivers (age 16 to 24) have been observed manipulating electronic devices at higher rates than older drivers,” the National Highway Traffic Safety Administration (NHTSA) reports, noting that 10% of drivers ages 15 to 19 involved in fatal crashes were distracted behind the wheel. … [Read more...] about Why Is Distracted Driving So Dangerous And How Does It Influence Car Insurance Rates
NEW DELHI: India's antitrust regulator is looking into allegations that Maruti Suzuki, the country's biggest car maker, pushes buyers to purchase insurance policies offered by the company, two sources with direct knowledge of the matter told Reuters.The Competition Commission of India (CCI) in June last year received an anonymous complaint alleging insurance plans recommended by Maruti while selling cars resulted in customers paying more compared with other options in the market.Based on the complaint, the CCI is assessing whether Maruti has engaged in so-called "tie-in arrangements", in which a car maker promotes preferred suppliers of complementary goods such as lubricants or insurance, the sources said.Indian law says such practices are anti-competitive if they end up stifling competition and limiting consumer choices.The Commission is looking into the complaint and "it will take a while", said one of the two sources, who declined to be named as the case details are private.In … [Read more...] about India reviewing anti-trust complaint against Maruti Suzuki over car insurance: Sources