Nowadays, drivers have multiple coverage choices and they can customize their insurance policies how they want in order to obtain an insurance plan that can satisfy their needs. Personal injury protection, or PIP for short, is one of those choices that drivers are recommended to purchase. Furthermore, PIP insurance is mandatory in many states. PIP insurance will cover the medical expenses of the policyholders and their passengers if they got injuries resulted from a car accident, regardless of who is at-fault for the accident. Also, PIP insurance will cover other losses. … [Read more...] about Car Insurance 2020 Basics: What Is Personal Injury Protection Coverage?
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MUMBAI: Usage-based premiums will soon become a reality in the motor insurance industry, with companies offering the single owner of multiple vehicles the option to allocate coverage in line with the anticipated use of each car. So, for the first time, customers will have the option to buy a single policy for multiple vehicles, with different sub-limits for each car. ICICI Lombard is launching the “floater” policy option that will allow customers to optimise their sum insured, since they will not be driving two vehicles at the same time. ICICI Lombard’s ‘single owner, multiple vehicle’ floater is an app-based interface that will help link multiple vehicles together and offer coverage. This “floater” concept is currently available in health policies for families to buy a single sum insured for members covered. “Three-four cars can be brought under one floater policy, which means that three cars will be covered through one policy,” … [Read more...] about Soon, you’ll get to buy one policy for many cars
"While accidents caused by a mistaken press of the accelerator pedal have been alleged for nearly every make/model of vehicle on the road, the accelerator pedals in Model S, X and 3 vehicles have two independent position sensors, and if there is any error, the system defaults to cut off motor torque," the company said. … [Read more...] about Tesla says claim of ‘unintended acceleration’ in cars is false
Accidental application of the accelerator is a well-documented driving error. In Japan, for example, the issue is currently receiving much attention following a spate of accidents caused by the error, with most cases involving elderly drivers. Sliding floor mats have also been known to pin down the accelerator pedal, an issue that prompted Toyota to recall several million vehicles in 2009. … [Read more...] about Tesla strongly rejects claims of acceleration issue with its cars
The race features an intriguing sideshow that is drawing in interest groups amid the public’s uncertainty about the federal Affordable Care Act. Jones has allied himself with trial lawyers behind Prop. 45, which would give give the commissioner’s office additional power to control health coverage rates now beyond his reach. That measure, which this editorial page opposes, would add unneeded complications to the rollout of California’s adaptation of the ACA. … [Read more...] about Chronicle recommends re-electing Insurance Commissioner Dave Jones