MUMBAI: Usage-based premiums will soon become a reality in the motor insurance industry, with companies offering the single owner of multiple vehicles the option to allocate coverage in line with the anticipated use of each car. So, for the first time, customers will have the option to buy a single policy for multiple vehicles, with different sub-limits for each car. ICICI Lombard is launching the “floater” policy option that will allow customers to optimise their sum insured, since they will not be driving two vehicles at the same time. ICICI Lombard’s ‘single owner, multiple vehicle’ floater is an app-based interface that will help link multiple vehicles together and offer coverage. This “floater” concept is currently available in health policies for families to buy a single sum insured for members covered. “Three-four cars can be brought under one floater policy, which means that three cars will be covered through one policy,” … [Read more...] about Soon, you’ll get to buy one policy for many cars
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Q My fiance and I are looking to buy our first home. We are in our early to mid-30s and currently live in London. However, we are looking to move back up north in the next two years mainly to be nearer family and have a better chance at getting on the property ladder. … [Read more...] about Should we buy a home in London or save for one in the north?
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“While some guests love to walk in through all the crabs, staff -- as well as supplies, guests bags and elderly guests, etcetera -- are not able to walk in. So I had to develop this crab-safe attachment system -- the ‘crab-mobile’ -- to enable us to keep running the lodge during migration, so we can get guests, supplies and staff to/from the lodge without impacting the crabs.” … [Read more...] about ‘Car shoes’ invented to save migratory crabs from getting crushed. Here’s how they work